4Syte Secured Finance –

Bespoke Secured Finance Solutions Tailored to Client’s Affordability

structured business loans for SMEs

4Syte Secured Finance offers structured business loans for SMEs which are secured against commercial & residential real estate. With a great range of different types of secured lending facilities, 4Syte can offer the correct structured finance solution tailored to clients’ affordability – at a competitive rate, to new start-ups and established businesses alike.

Our Secured Finance Services

4Syte Secured Finance offers secured term loans against residential or commercial properties to all businesses in any sector – whether it is an established business or a new start-up. We provide facilities from £30,000 to £500,000, with fast credit decisions based on the strength and story of your customers.

A term loan is a fixed interest and capital repaid facility allowing clients to manage their cashflow which is key. Term loans can be considered from 12 months to 7 years and we can offer structured staged repayments in line with the client’s affordability and forecasts.

4Syte Secured Finance offers interest-only loans backed by residential or commercial properties to SMEs in all sectors, established businesses and start-ups alike. We provide facilities from £30,000 up to £500,000, with fast credit decisions based on the strength and story of your customers. We offer interest-only loans for up to 2 years at a maximum.

An Interest-Only loan is well suited to start-up businesses and established companies alike, where the client is looking for minimum monthly repayments and has an exit strategy for the end of the facility. Our interest only loans contain a bullet payment at the end of the agreed term to be settled, and this can be done via various methods including the sale of an asset, from the clients business funds, re-financed by another lender or even re-financed in-house at 4Syte Secured Finance onto one of our flexible term loans.

4Syte Secured Finance offers bridging loans backed by residential or commercial properties to all businesses in any sector, established and start-ups alike. We provide facilities from £30,000 up to £500,000, with fast credit decisions based on the strength and story of your customers.

A bridging loan is a short-term facility from 1 month to 12 months maximum. There are no monthly repayments with a simple agreed bullet payment at the end for the capital borrowed and interest. These facilities are well suited to bridge any funding gap where there is a clear exit strategy such as the sale of an asset, from the clients business funds, re-financed by another lender or even re-financed in-house at 4Syte Secured Finance onto one of our flexible term loans. Typically bridging loans are used to give a client time and breathing space to source a longer-term finance arrangement for their business.

AWARD-WINNING PERFORMANCE

4Syte Structured Finance (now 4Syte Secured Finance) was named ‘Secured and Bridging Loan Lender of the Year 2021’ by the SME Funding Awards!

A Guide to Secured Finance

Everything you need to know about Secured Lending.




    Download Indicative Criteria Sheet

    Summary Criteria for 4Syte Secured Finance.




      Download Customer Proposal Form

      Customer Proposal Form for 4Syte Secured Finance.




        4Syte Secured Finance offers:

        Supporting Start-Ups

        4Syte Secured Finance lent £450,000 to a brand-new start-up fitness business. The Client provided a comprehensive business plan and forecast to 4Syte, along with a detailed CV evidencing their experience in their chosen field.

        4Syte’s experienced Credit Team was comfortable with the business owner, the plans and the future of the new venture, and wanted to support them on their journey. Thanks to a 2nd charge offered on the Client’s property, we were able to provide a structured facility to assist the Client’s monthly cashflow from the outset, and we were comfortable with the business’ exit strategy after 2 years initial successful trading.

        4Syte was able to provide a structured two-year interest-only facility to assist with our monthly cashflow. This was the perfect solution to our dilemma. Thank you 4Syte!

        TEAM

        Meet The Team

        Questions about our secured finance services?

        If you have any questions or queries relating to secured business loans for SMEs then please do not hesitate to get in touch and we will be happy to answer them for you.

        structured business loans for SMEs
        PAUL FENTON

        Managing Director | 4Syte Secured Finance

        Matt Dixon 4Syte 2
        MATT DIXON

        Business Development Manager

        How do I become an Introducer?

        If you are interested in partnering with us to become an Introducer, then please get in touch via the form below. One of our experienced Sales Team will then contact you to complete the application process. Prefer to speak to someone? Please call 01245 377157 to talk to one of the Team or Request a Call Back.

          We value your business and want you to be entirely satisfied with the service we provide. Any complaints made are taken seriously and will be reviewed internally. Should you have any cause for complaint, please contact us in the first instance on the email below providing full details of the particulars of your complaint and a member of the Customer Services team will be in touch as soon as possible to discuss further.
          4Syte Secured Finance Ltd contact details: customer.services@4syte.co.uk